FFilingSight

Visa Inc.

VFinancials

Generated Jul 4, 2026, 03:22 PM UTC

Buy

Buy on V (Visa Inc.). Composite score 19 (confidence 83%). Net income up ▲ +15.5% YoY. Debt/equity 0.79, current ratio 1.09, net debt $8.52B. Market cap $169.94B at $362.13 per share. EV/Operating income ≈ 8.50 (EV $178.46B). FCF DCF intrinsic value ≈ $1043.15 → implied upside +188.1%. Risk: Moderate. Macro: Risk-on · Supportive.

Market cap
$169.94B
469.28M shares
Price
$362.13
NYQ
P/E (ttm)
—
Revenue (FY)
—
Net margin
—
Free cash flow
$19.70B
Risk level
Moderate

Free SEC analysis

— computed from SEC filings, free to read
Free previewFundamentals Analyst

Fundamentals

Fundamentals Analyst
score 0Neutral
80% conf

Net income up ▲ +15.5% YoY. Debt/equity 0.79, current ratio 1.09, net debt $8.52B.

  • Net income up ▲ +15.5% YoY.
  • Debt/equity 0.79, current ratio 1.09, net debt $8.52B.
Revenue (FY)
—
Net margin
—
ROE
—
ROA 18.28%
ROIC
—
EPS (diluted)
—
Free cash flow
$19.70B
Debt / equity
0.79
Cash $12.40B
Current ratio
1.09
Equity $26.44B
Annual fundamentals — up to 10 years (SEC 10-K, US-GAAP)
FYRevenueRev YoYGross%Op%Net%FCFROE%
2016$12.70B—0.0060.6042.81$6.65B—
2017$13.88B+9.3%0.0065.3045.59$6.17B—
2018$15.08B+8.7%0.0052.2739.72$5.05B—
2019$18.36B+21.7%0.0066.1536.49$8.61B—
2020$20.61B+12.3%0.0062.8649.98$12.22B—
2021—————$12.03B—
2022—————$9.70B—
2023—————$14.52B—
2024—————$17.88B—
2025—————$19.70B—
Quarterly revenue trend (last 6 quarters, SEC 10-Q)
Quarter endRevenueYoYQoQNet margin
Jun 30, 2018$5.24B-61.2%—142.29%
Dec 31, 2018$5.51B+13.2%+5.1%54.07%
Mar 31, 2019$11.00B+10.7%+99.8%54.13%
Mar 31, 2019$5.49B-44.7%-50.1%108.37%
Jun 30, 2019$16.84B+11.0%+206.5%53.77%
Jun 30, 2019$5.84B-61.5%-65.3%155.05%
Revenue (annual, SEC 10-K)
2016: 12,702
2017: 13,880
2018: 15,082
2019: 18,358
2020: 20,609
2021: 0
2022: 0
2023: 0
2024: 0
2025: 0
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Profitability trends (%)
0.016.633.149.766.2201620182020202220242025
GrossOperatingNet
Free cash flow (annual)
2016: 6,652
2017: 6,170
2018: 5,051
2019: 8,610
2020: 12,223
2021: 12,028
2022: 9,704
2023: 14,522
2024: 17,879
2025: 19,696
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Sources:SEC EDGAR — Company Facts (XBRL)
Free previewRegulatory Analyst

Filings & Ownership

Regulatory Analyst
score -10Neutral
80% conf

Latest annual report (10-K) filed Nov 6, 2025. Latest quarterly report (10-Q) filed Apr 29, 2026. 19 recent 8-K material-event filings in the index.

  • Latest annual report (10-K) filed Nov 6, 2025.
  • Latest quarterly report (10-Q) filed Apr 29, 2026.
  • 19 recent 8-K material-event filings in the index.
  • Recent insider Form 4s: 0 buy vs 6 sell transactions — net selling $25.1M.
  • ~10,000+ recent 13F-HR filings reference Visa Inc.; broad institutional reporting.
  • Recent filers include CAPITAL & PLANNING, LLC, Axiom Investment Management LLC, Capital Wealth Planning, LLC.
  • 20 recent 13G passive institutional ownership notices.
Latest 10-K
Nov 6, 2025
Annual report
Latest 10-Q
Apr 29, 2026
8-K (recent)
19
Insider net
-$25.1M
0B/6S
13F filers
10k+
Activist 13D
0
Recent 13F institutional filers (SEC EDGAR full-text)
FilerFormFiled
CAPITAL & PLANNING, LLC13F-HRFeb 13, 2026
Axiom Investment Management LLC13F-HRMar 16, 2021
Capital Wealth Planning, LLC13F-HRNov 15, 2016
Axiom Investment Management LLC13F-HRMar 16, 2021
Axiom Investment Management LLC13F-HRMar 16, 2021
Recent insider Form 4 activity
InsiderDateNetBuys/Sells
MCINERNEY RYANJul 2, 2026-$3.6M0/2
MCINERNEY RYANJun 30, 2026-$7.1M0/1
Suh ChrisMay 13, 2026-$3.5M0/1
MCINERNEY RYANApr 30, 2026-$10.7M0/1
CARNEY LLOYDMar 12, 2026-$201.3K0/1
Recent 8-K material events
DateFormDescription
Jun 26, 20268-K8-K
May 12, 20268-K8-K
May 11, 20268-K8-K
Apr 28, 20268-K8-K
Feb 27, 20268-K8-K
Feb 13, 20268-K8-K
Feb 12, 20268-K8-K
Jan 29, 20268-K8-K
Insider Form 4 sentiment (transactions)
Buys: 0
Sells: 6
Buys
Sells
Sources:SEC EDGAR — Company FilingsSEC EDGAR — Full-Text Search

Unlock the rest

  • Valuation
    Market cap $169.94B at $362.13 per share.
    Pro
  • Price & Technicals
    Price $362.13 — uptrend (above 200-DMA); 1-month momentum positive.
    Pro
  • Macro & Rates
    Market regime: Risk-on · Supportive.
    Pro
  • Risk Scorecard
    Composite risk: Moderate.
    Pro

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Macro exposure

Rate-sensitive · High sensitivity
Neutral

Macro regime: Risk-on · Supportive. Visa Inc. is a rate-sensitive name (high macro sensitivity) — a supportive backdrop, though defensives lag risk-on tapes.

Macro regime
Risk-on · Supportive
Yield curve
Normal
VIX
16.59
Fed funds
3.63%
CPI YoY
+4.2%

Advisor read

deterministic preview
Buy

Market cap $169.94B at $362.13 per share..

Conviction
60%
Risk
Moderate
Macro
Neutral
Sizing tilt
Trim
Sizing trimmed ~10% — macro neutral — regime: Risk-on · Supportive.
Run full personalized advisor

Peer comparison

Rate-sensitive group

How V stacks up against tracked peers with similar macro sensitivity — by rating, score and regime verdict.

CompanyRatingScoreMacro
JPMorgan Chase & Co. JPMBuy29Neutral
Visa Inc. V● youBuy19Neutral