FFilingSight

Macro Dashboard

FRED · Federal Reserve Economic Data

A live, form-aware read on the US economy. Each series is interpreted with the right change measure — YoY for indices, bp/pp moves for rates, percentile for VIX, the Sahm rule for unemployment — then synthesised into four composite gauges.

Macro regimeRisk-on · Supportive
Growth & Recession Gauge:HealthyInflation Regime:ModeratingFinancial Conditions:NeutralPolicy Stance:Near neutral

Risk-on · Supportive — curve normally sloped, moderating inflation, near neutral policy, neutral financial conditions. No recession signals currently active.

Composite gauges

Growth & Recession Gauge

Healthy

Healthy.

GDP growth
2.10%
10Y-2Y curve
0.35pp
Sahm rule
0.17pp
Payrolls MoM
57

Inflation Regime

Moderating

Moderating. Headline CPI +4.2% YoY, core +2.8% YoY; 5Y breakeven 2.24%.

Headline CPI YoY
+4.2%
Core CPI YoY
+2.8%
5Y breakeven
2.24%
Fed target
2.0%

Financial Conditions

Neutral

Neutral. VIX 16.59, BAA-10Y credit spread 1.54pp.

VIX
16.59
Credit spread
1.54pp
10Y yield
4.48%
Unemployment
4.20%

Policy Stance

Near neutral

Near neutral. Fed funds 3.63%, real rate 0.81%.

Fed funds
3.63%
Real rate
0.81%
10Y-2Y
0.35pp
vs neutral
2.5%

Growth & Activity

· GDP, payrolls, housing, sentiment
Real GDP Growth (QoQ, annualized)
Quarterly · % · Jan 1, 2026
2.1%
QoQ +1.60pp
MoM +1.60ppQoQ +1.60ppYoY +2.70pp

Above-trend growth, accelerating.

Real GDP Growth (QoQ, annualized)
-28.0-12.33.419.234.92008-042010-072012-102015-012017-042019-072021-102024-012026-01
A191RL1Q225SBEA
Real GDP (level)
Quarterly · $ Bil · Jan 1, 2026
24180.4
YoY +2.7%
MoM +0.5%QoQ +0.5%YoY +2.7%

Real output expanding briskly YoY.

Real GDP (level)
16.3k18.2k20.2k22.2k24.2k2008-042010-072012-102015-012017-042019-072021-102024-012026-01
GDPC1
Housing Starts
Monthly · Thous. · May 1, 2026
1177.0
MoM -15.4% · YoY -8.7%
MoM -15.4%QoQ -12.6%YoY -8.7%

Housing starts softening MoM.

Housing Starts
1.2k1.3k1.5k1.6k1.8k2020-062021-032021-122022-092023-062024-032024-122025-092026-05
HOUST
Consumer Sentiment (U. Michigan)
Monthly · Index · May 1, 2026
44.8
YoY -14.2%
MoM -10.0%QoQ -20.8%YoY -14.2%

Consumer sentiment deteriorating YoY.

Consumer Sentiment (U. Michigan)
44.855.766.577.488.32020-062021-032021-122022-092023-062024-032024-122025-092026-05
UMCSENT

Inflation

· CPI, PCE, breakevens
Consumer Price Index (CPI, Urban)
Monthly · Index 1982-84=100 · May 1, 2026
334.0
YoY +4.2%
MoM +0.5%QoQ +2.0%YoY +4.2%

Headline inflation well above the 2% target; trend rising.

Consumer Price Index (CPI, Urban)
255.8275.3294.9314.4334.02020-052021-022021-112022-082023-052024-022024-112025-082026-05
CPIAUCSL
Core CPI (less food & energy)
Monthly · Index 1982-84=100 · May 1, 2026
336.1
YoY +2.8%
MoM +0.2%QoQ +0.8%YoY +2.8%

Core inflation above the 2% target; trend rising.

Core CPI (less food & energy)
265.4283.1300.8318.4336.12020-052021-022021-112022-082023-052024-022024-112025-082026-05
CPILFESL
PCE Price Index
Monthly · Index 2017=100 · May 1, 2026
131.5
YoY +4.1%
MoM +0.4%QoQ +1.5%YoY +4.1%

Headline inflation well above the 2% target; trend rising.

PCE Price Index
104.3111.1117.9124.7131.52020-062021-032021-122022-092023-062024-032024-122025-092026-05
PCEPI
Core PCE Price Index
Monthly · Index 2017=100 · May 1, 2026
130.1
YoY +3.4%
MoM +0.3%QoQ +0.9%YoY +3.4%

Core inflation above the 2% target; trend rising.

Core PCE Price Index
104.6110.9117.3123.7130.12020-062021-032021-122022-092023-062024-032024-122025-092026-05
PCEPILFE
5Y Breakeven Inflation
Daily · % · Jul 2, 2026
2.2%
1M -0.28pp
MoM -0.28ppQoQ -0.33ppYoY

Markets price ~2.2% inflation over 5Y.

5Y Breakeven Inflation
2.22.32.52.62.72026-032026-042026-042026-042026-052026-052026-062026-062026-07
T5YIE

Rates & Curve

· Fed funds, Treasuries, spreads
Federal Funds Effective Rate
Monthly · % · Jun 1, 2026
3.6%
1M +0.00pp
MoM +0.00ppQoQ -0.01ppYoY -0.70pp

Policy near neutral at 3.6%.

Federal Funds Effective Rate
0.11.42.74.05.32020-072021-042022-012022-102023-072024-042025-012025-102026-06
FEDFUNDS
10-Year Treasury Yield
Daily · % · Jul 1, 2026
4.5%
1M +1bp
MoM +0.01ppQoQ +0.15ppYoY

10Y Treasury yield at 4.48%.

10-Year Treasury Yield
4.34.44.54.64.72026-032026-042026-042026-042026-052026-052026-062026-062026-07
DGS10
2-Year Treasury Yield
Daily · % · Jul 1, 2026
4.2%
1M +12bp
MoM +0.12ppQoQ +0.36ppYoY

2Y Treasury yield at 4.17%.

2-Year Treasury Yield
3.73.84.04.14.22026-032026-042026-042026-042026-052026-052026-062026-062026-07
DGS2
30-Year Treasury Yield
Daily · % · Jul 1, 2026
5.0%
1M -2bp
MoM -0.02ppQoQ +0.06ppYoY

30Y Treasury yield at 4.97%.

30-Year Treasury Yield
4.94.95.05.15.22026-032026-042026-042026-042026-052026-052026-062026-062026-07
DGS30
10Y minus 2Y Treasury Spread
Daily · % · Jul 2, 2026
0.3%
1M -0.06pp
MoM -0.06ppQoQ -0.17ppYoY

Curve positively sloped — normal term structure.

10Y minus 2Y Treasury Spread
0.30.30.40.50.62026-032026-042026-042026-042026-052026-052026-062026-062026-07
T10Y2Y
BAA minus 10Y Corporate Spread
Daily · % · Jul 1, 2026
1.5%
1M +0.00pp
MoM +0.00ppQoQ -0.21ppYoY

BAA-10Y credit spread at 1.54pp — credit conditions benign.

BAA minus 10Y Corporate Spread
1.51.61.71.71.82026-032026-042026-042026-042026-052026-052026-062026-062026-07
BAA10Y
Moody's AAA Corporate Yield
Daily · % · Jul 1, 2026
5.6%
1M +11bp
MoM +0.11ppQoQ +0.12ppYoY

AAA corporate yield at 5.60%.

Moody's AAA Corporate Yield
5.35.45.55.65.72026-032026-042026-042026-042026-052026-052026-062026-062026-07
DAAA

Labor Market

· Unemployment, claims, payrolls
Nonfarm Payrolls
Monthly · Thous. · Jun 1, 2026
158984.0
MoM +57 · YoY +0.3%
MoM +0.0%QoQ +0.2%YoY +0.3%

Payrolls rising modestly month-over-month.

Nonfarm Payrolls
139.3k144.2k149.1k154.1k159.0k2020-072021-042022-012022-102023-072024-042025-012025-102026-06
PAYEMS
Initial Jobless Claims
Weekly · Thous. · Jun 27, 2026
215000.0
1M +3,000
MoM +1.4%QoQ +1.9%YoY -8.9%

Claims at 215,000 (very tight labor).

Initial Jobless Claims
190.0k207.3k224.5k241.8k259.0k2025-022025-042025-062025-082025-102025-122026-022026-052026-06
ICSA
Unemployment Rate
Monthly · % · Jun 1, 2026
4.2%
YoY +0.10pp
MoM -0.10ppQoQ -0.10ppYoY +0.10pp

Unemployment 4.2%.

Unemployment Rate
3.45.37.29.111.02020-062021-032021-122022-092023-062024-032024-122025-092026-06
UNRATE

Markets & Liquidity

· VIX, M2, Fed balance sheet
M2 Money Supply
Monthly · $ Bil · May 1, 2026
23052.3
YoY +5.6%
MoM +1.1%QoQ +1.9%YoY +5.6%

M2 growing modestly.

M2 Money Supply
18.2k19.4k20.6k21.8k23.1k2020-062021-032021-122022-092023-062024-032024-122025-092026-05
M2SL
CBOE Volatility Index (VIX)
Daily · Index · Jul 1, 2026
16.6
26th pct (recent)
MoM +3.4%QoQ -32.4%YoY

Volatility subdued — complacency. 26th percentile of recent history..

CBOE Volatility Index (VIX)
15.319.323.227.131.12026-032026-042026-042026-042026-052026-052026-062026-062026-07
VIXCLS
Fed Total Assets (Balance Sheet)
Weekly · $ Bil · Jul 1, 2026
6724564.0
YoY +0.9%
MoM +0.3%QoQ +0.7%YoY +0.9%

Fed balance sheet roughly flat.

Fed Total Assets (Balance Sheet)
6535.8k6597.4k6659.1k6720.7k6782.3k2025-022025-042025-062025-082025-102025-122026-032026-052026-07
WALCL

All series — readings

SeriesLatestChangeReadAs of
Real GDP Growth (QoQ, annualized)2.1%QoQ +1.60ppAbove-trend growth, accelerating.Jan 1, 2026
Real GDP (level)24180.4YoY +2.7%Real output expanding briskly YoY.Jan 1, 2026
Nonfarm Payrolls158984.0MoM +57 · YoY +0.3%Payrolls rising modestly month-over-month.Jun 1, 2026
Initial Jobless Claims215000.01M +3,000Claims at 215,000 (very tight labor).Jun 27, 2026
Unemployment Rate4.2%YoY +0.10ppUnemployment 4.2%.Jun 1, 2026
Consumer Price Index (CPI, Urban)334.0YoY +4.2%Headline inflation well above the 2% target; trend rising.May 1, 2026
Core CPI (less food & energy)336.1YoY +2.8%Core inflation above the 2% target; trend rising.May 1, 2026
PCE Price Index131.5YoY +4.1%Headline inflation well above the 2% target; trend rising.May 1, 2026
Core PCE Price Index130.1YoY +3.4%Core inflation above the 2% target; trend rising.May 1, 2026
5Y Breakeven Inflation2.2%1M -0.28ppMarkets price ~2.2% inflation over 5Y.Jul 2, 2026
M2 Money Supply23052.3YoY +5.6%M2 growing modestly.May 1, 2026
Federal Funds Effective Rate3.6%1M +0.00ppPolicy near neutral at 3.6%.Jun 1, 2026
10-Year Treasury Yield4.5%1M +1bp10Y Treasury yield at 4.48%.Jul 1, 2026
2-Year Treasury Yield4.2%1M +12bp2Y Treasury yield at 4.17%.Jul 1, 2026
30-Year Treasury Yield5.0%1M -2bp30Y Treasury yield at 4.97%.Jul 1, 2026
10Y minus 2Y Treasury Spread0.3%1M -0.06ppCurve positively sloped — normal term structure.Jul 2, 2026
BAA minus 10Y Corporate Spread1.5%1M +0.00ppBAA-10Y credit spread at 1.54pp — credit conditions benign.Jul 1, 2026
Moody's AAA Corporate Yield5.6%1M +11bpAAA corporate yield at 5.60%.Jul 1, 2026
CBOE Volatility Index (VIX)16.626th pct (recent)Volatility subdued — complacency. 26th percentile of recent history..Jul 1, 2026
Fed Total Assets (Balance Sheet)6724564.0YoY +0.9%Fed balance sheet roughly flat.Jul 1, 2026
Housing Starts1177.0MoM -15.4% · YoY -8.7%Housing starts softening MoM.May 1, 2026
Consumer Sentiment (U. Michigan)44.8YoY -14.2%Consumer sentiment deteriorating YoY.May 1, 2026